Introduction
This Privacy Policy explains how LastRent Services Limited ("LastRent", "we", "our", or "us"), a subsidiary of Afrikcity Development Limited, collects, uses, shares, and protects your personal information when you use the LastRent platform, available at www.lastrent.ng, and any related applications and services (collectively, the "Platform").
We built LastRent to help Nigerians and Africans in the diaspora access affordable property financing, and being trustworthy with your personal information is central to that. This Policy tells you what we collect, why, who we share it with, and the choices and rights you have — in plain language, consistent with the Nigeria Data Protection Regulation (NDPR) and the Nigeria Data Protection Act 2023.
By using the Platform, you agree to the collection and use of information as described here. If anything is unclear, our team is reachable at the contacts in section 12.
Information We Collect
We collect information you give us directly, information created as you use the Platform, and a small amount of information collected automatically.
1.1 Information you provide
- Account details: full name, email address, phone/WhatsApp number, and password (or, if you sign in with Google, the name, email and profile photo Google shares with us).
- Profile details: address, city, and state, where you choose to add them.
- Application details: information you submit when applying for a mortgage or property, including income, employment status, and supporting documents.
- Booking details: date, time and contact information when you schedule a property inspection.
- Anything you send us directly, such as messages to support or partner inquiries.
1.2 Information created as you use the Platform
Your saved/favourited properties, referral activity, notification preferences, and the status history of your applications and bookings.
1.3 Information collected automatically
How We Use Your Information
We use the information we collect to:
- Create and secure your account, and authenticate you when you sign in.
- Process and progress your property or mortgage applications and inspection bookings.
- Match you with properties and financing options relevant to your budget and eligibility.
- Send you service messages — application status updates, booking confirmations, and (where you've opted in) new-listing alerts for locations you've shown interest in.
- Operate the referral programme, including tracking and crediting referrals.
- Detect, investigate and prevent fraud, abuse, and security incidents.
- Understand how the Platform is used, so we can improve it.
- Meet our legal and regulatory obligations under Nigerian law.
We do not sell your personal information.
Payments
Where a payment is required on the Platform — for example, an inspection fee — it is processed by Paystack, a licensed Nigerian payment processor. We do not store your full card or bank details; Paystack handles that directly under its own security standards (PCI-DSS compliant). We retain only a record that a payment was made, its amount, and its status.
Data Security
We apply industry-standard safeguards to protect your information, including encrypted connections (HTTPS/TLS) between your device and our servers, encrypted storage at rest, role-based access controls limiting which staff can see what data, and hashed, never-plaintext, password storage. No system is completely immune to risk, but we work to keep your information secure and will notify affected users if a breach materially affects them, as required by law.
Data Retention
We keep your information for as long as your account is active and as needed to provide the Platform's services. After you close your account, we retain a limited set of records — such as completed transaction and application history — for as long as required to meet legal, accounting, tax and dispute-resolution obligations, after which it is deleted or anonymised.
Your Rights (NDPR)
Under the Nigeria Data Protection Regulation (NDPR) and the Nigeria Data Protection Act, you have the right to:
- Access the personal information we hold about you.
- Correct inaccurate or incomplete information — most of this you can update directly from your profile page.
- Request deletion of your account and associated personal information, subject to our legal retention obligations above.
- Withdraw consent for optional communications, such as new-listing alerts, at any time.
- Object to certain processing, or request a copy of your data in a portable format.
To exercise any of these rights, contact us using the details in Contact Us below. We'll respond within the timeframe required by applicable law.
Signing In With Google
If you choose to sign up or sign in with Google, Google shares your name, email address and profile photo with us to create or match your LastRent account — we never see or store your Google password. You can review or revoke LastRent's access at any time from your Google Account permissions page. Revoking access does not delete your LastRent account; you can still sign in with a password if one is set, or contact support to close the account.
Children's Privacy
The Platform is intended for users who are at least 18 years old, consistent with the eligibility requirements in our Terms & Conditions. We do not knowingly collect personal information from anyone under 18. If we learn that we've collected information from a minor, we will delete it promptly.
Changes to This Policy
We may update this Privacy Policy from time to time as our services, or applicable law, change. If we make material changes, we'll notify registered users by email or an in-app notice before the changes take effect. The "Effective Date" at the top of this page always reflects the latest version.
Contact Us
If you have questions about this Privacy Policy or how we handle your information, reach us at:
General
Support
Phone
Company